Hi @brett Brett - so sorry for slow response - I missed this - the app is in early stages so we don’t have many features yet and are planning to roll out a lot more with the bank account this year (subject to our getting a licence). The features currently on android are:
daily spend total
list of transactions with categories
transaction detail (in both currencies if overseas or online international purchase)
in app chat
xinja.me - ability to request money as you say or specifically split cost (amongst as many people as you want and it calculates amount automatically or you can amend -vid here
The only other thing to mention for now is the fact that it makes for a good travel card (as Xinja don’t charge international ATM fees and refund 100% of currency conversion fee) or card for online purchases.
As to the glow in the dark card, we discontinued these for a couple of reasons not least because the glow in the dark paint got dirty (it comes up nicely with baby wipes but who has time for that!) - it was a bit of an experiment/gimmick as you say. We’ve got a new card now so if you’d like one just reach out on chat in the app/call and we’ll send you a new one. We’ve just completed the designs for the bank account card which we think will be a significant upgrade.
We deliberately built and launched the beta app early - before many features - with the prepaid card so as to get building and testing and get input along the way. We got our banking licence (restricted) in December so that puts us on a path to develop a bank account (not just a prepaid card) that will deliver a much richer experience. The reality is building the foundations of all of this takes significant time and budget, but the platform we’ve implemented is highly flexible and will allow us to accelerate over time.
We are hoping to bring out some additional features on the prepaid card that we’re looking at now, and as I say (subject to our getting a full banking licence) we’re full steam ahead on the bank account itself which will have a lot of the hygiene features you’d expect from a banking app plus others of our own.
So if monitoring your daily disposable income spend or the international benefits are relevant, then do order a new (less dirty) card and carry on using it - otherwise we’ll be sure to announce any new features plus progress on the bank account itself and you can try it again then.
We do appreciate candid feedback so thanks for taking the time.