Hey Xinja community,
I’m a new Xinja member, looking for some advice.
I’m about to head to Europe for 8 weeks, so I’m investigating my best travel card / banking options for the trip. I have a brand new shiny Xinja card, and hoping this is my best option! I’m super keen to start using it. But wanting to check it is best before starting.
Xinja sounds great, with $0 additional ATM fees; refunded conversion fees; and no International Purchase Fees.
However I have historically used a Macquarie Debit card, which offer the same 3 benefits. And they appear to have a slight edge because they use Mastercard, which has slightly better exchange rates than Visa (Xinja) when exchanging AUD<->EUR.
Can you please help convince me to use Xinja? I’m keen to convert, but want the figures to stack up. Thank you!