I hate monthly pay. I’ve never been good at managing money but no matter what I do my pay never makes it the month. When I do my budget everything is fine, but I just always end up over spending. I’ve tried things like splitting it up into different accounts etc but nothing works if I have access to it.
I’ve always dreamed of a bank that would allow me to deposit my salary each month and have it convert/deposit a weekly or fortnightly amount in to a transaction account for me. This way if I stuff up, I only hurt myself for a week and not a month (maybe put a 30day limit on any changes to stop someone from just cancelling or changing it to suit there immediate needs).
Here’s hoping a internet bank can solve this issue.