I am currently using my Xinja like a proxy where I keep funneling transactions through Xinja and topping up from primary bank card. To test the Xinja at different use cases and merchants.
In my mind I am helping Xinja because of the diverse use cases, Visa kickbacks and interest on balance.
Is my understanding correct? Don’t want to be adding financial burden unnecessarily to the system where I can make payments without placing Xinja as a proxy.