Travelling Xinja Ninja's Experiences


#1

Thought that I would create a little category post (feel free to move admins)!

To share experiences when travelling with Xinja card, what works what doesn’t etc.


#2

Interestingly so far in the US (APR 2018):

  • Tap & go is working fine --> to the point of surprising US vendors
  • Haven’t tested ATM withdrawal yet, though I’m going to
  • Doesn’t play nice with the ‘insert chip’ option for topping up things like bus and metro cards --> guess it recognises it as a prepaid / debit card and it’s looking for create

#3

So this part of the app is cool.

Couple of things:

  1. When I paid in Macy’s using the AUD price that went through ok, AND
  2. When I paid in USD at A&T shop (“wireless warehouse”) it shows the conversion and the amount and the rate and fee

Really nice!
This is a clean explanation and interface. Better than most banks!

Screenshots of the app attached for interest/reference.


#4

Hey @weeksy_j - thanks so much for this - I’ve added it to the Xinja-ing Around The World category! :grinning:

Pleased you’re enjoying the app and thanks for the feedback, keep it all coming!

Enjoy the rest of your trip! :us:


#5

Hey Jason - that’s interesting - so not accepted for travel - will check if that’s true for all prepaid!!! Thanks so much! Cam


#6

Interesting, I tried withdrawing money from a couple of ATM’s here. No go.

Tested Chase / HSBC / Citi - tried on the basis of a withdrawal form Savings and also Cheque - no go.

Anything thoughts?

Otherwise, will keep testing for interest!


#7

Thanks so much Jason @weeksy_j - did you try ‘credit’? Whilst you don’t get charged the normal credit fee for a cash advance, you should select the ‘credit’ option on the ATM as it’s a prepaid card - it goes via the Visa system - let us now if that solves the prob!! Also, would be interested to know if you have any trouble with apparently going over limits - previously tips in the US were causing problems as payments were out by too much and not reconciling which temporarily took people over the limit when it shouldn’t.


#8

Haven’t had any problem with tips that I’m aware of at the moment. But I’ll keep this in mind.

I’ll also test out the ‘credit’ option for cash next.


#9

Also tap and go is hit and miss.

It’s funny some coffee shops it works great, others it doesn’t.

Flat out works at all the 24/7 stores with newer payment terminals.

On the chip insert it doesn’t typically give customers a choice it just automatically selects credit.


#10

Hey Jason - the offering credit as a default is typical of all debit cards as well overseas as well and that’s as it should be - it is correct to select credit (doesn’t incur additional cost). As to the tap and go being touch and go :wink: that could be merchants just not accepting prepaid cards - some do - so it might be common to all prepaid travel cards, but let us do some more digging on that! Thanks again! Cam


#11

Interesting the tap and go and swipe doesn’t work on the various vending machines in the US.

I think what’s happening if the paywave doesn’t work and then when you try to swipe it’s too close and it pings the chip on the :credit_card: before you can get the swipe to ping


#12

Currumbin Qld for a week.
Gold Coast :raised_hands:t4:


#13

Man I really need a xinja t-shirt


#15

This must be rectified! :scream::scream: Have messaged you!