Hi Gus - & welcome!
We’re so glad to hear that you’ve been loving our pre-paid card.
To give you some context - when we launched our pre-paid card we partnered with payments provider, Indue, as we were yet to receive our restricted banking licence.
As you’re aware - since launching the pre-paid card we’ve received both our restricted banking licence (December 2018) and most recently the announcement of our full banking licence that came on Monday. This means that we no longer require the partnership with Indue and can launch banking products of our own!
Our bank account product will include all the same features as our pre-paid travel card… and more. There’ll no longer be a $999 balance limit, and instead of being refunded currency conversion fees, you won’t be charged these in the first place!
We’re not launching any sort of credit card product, as the only way we can make money from this is when the customer stuff up. That’s not what we’re about. We want to help our customers make smarter choices with their money; help them budget & help them stay out of debt - & we’re so pleased to hear that the pre-paid card has helped you do that!
Whilst at the moment we have launched with a transaction account, next will be savings accounts, and I hope we can offer something new that will cater to your needs like the pre-paid card has so far.