This is great news.
Can I also add that I am disappointed that you want to discontinue the pre-paid card. I am very pleased that I can have a pre-paid card (which I can ensure has enough money for my transactions but no more) rather than a credit card for certain online transactions. I was even more pleased with the Xinja offering because I saved money while using it. I will not necessarily use a card linked to an account (or I will have to create a separate account with a limited amount of funds) for those transactions. Please keep the pre-paid account alive so that I can use it alongside my fantastic new Xinja Bank account.
Have to say as others have done that this is great news and I am impressed with the Xinjas.